Critical Illness Cover
If you were diagnosed with a Serious Illness yesterday…?
- How do I protect my family’s financial well being?
- How will I pay my Mortgage?
Medical Bills are expensive who will pay them?
The peace of mind that comes with protection for your family is Priceless.
The cost of this peace of mind will vary subject to factors such as:
Juggling daily finances can be a full-time job, and most would find it hard to know what to sort out first. We insure our cars, our holidays and sometime even our pets. But the very thing we forget is the most important of all – protecting ourselves and our families.
Imagine the consequences of major serious illness – like cancer, heart attack or stroke. The repercussions could have a major financial impact for you and your family. The last thing you would want to worry about, if you did suffer from a major serious illness and were unable to work, is your day to day finances. You may have to pay for medical care and / or adapt your house to make your life easier.
Serious illness can and does occur all too frequently. Whilst most people usually survive these life threatening diseases it can be extremely difficult to cope with financial pressures that follow.
After the diagnosis and certification of a listed serious illness, a lump sum is paid. This lump sum is paid tax free and aims to replace a loss of income. It can be the difference in keeping your home or business going, maintaining your standard of living, assisting in your recovery and offering peace of mind.
If you suffer a serious illness, a cash lump sum won’t make you better but it should help reduce the impact of the illness on your life and can help to ease any financial pressure and give you time to recover.
Don’t take your health for granted, good health is the corner stone on which most of us build our lives. We can’t predict what’s going to happen from one day to the next, but we can prepare for it. No one like’s to think of becoming seriously ill, but it pays to be prepared for the future.
Don’t think it only happens to others! – Read More…